Find Your Dream Queen Mattress with Stearns & Foster - Shop Now!

Introduction:

Looking for a new mattress? Mattress Firm is offering amazing deals for minimum purchases when you use a Synchrony HOME credit card. With 0% APR for up to 4 years, it's never been easier to afford a new mattress. Read on to learn more about the offers and their terms and conditions.

I. 0% APR for 3 years with minimum purchase of $1499

For a minimum purchase of $1499, you can take advantage of 0% APR for 3 years with a Synchrony HOME credit card at Mattress Firm. You must make 36 monthly payments and the qualifying purchase must be on one receipt. You will not be charged any interest on this promo purchase, so long as it is paid in full within the 36-month time period. Please note that for the first three months, your monthly payment will only be equal to $1. After the first three months, your monthly payment will increase to an amount equal to the remaining promo purchase balance divided by the number of months left in the promo period, rounded up to the next whole dollar. Be aware that these payments may be higher than the payments required for non-promo purchases. Regular account terms will apply to non-promo purchases, and for new accounts, purchase APR is 29.99%. Existing cardholders should refer to their credit card agreement terms. This offer is not valid on previous purchases. Visit a store or mattressfirm.com for complete details, as the offer is subject to change.

II. 0% APR for 4 years with minimum purchase of $1999

For a minimum purchase of $1999, you can enjoy 0% APR for 4 years when you use a Synchrony HOME credit card to buy from Mattress Firm. You must make 48 equal monthly payments and all qualifying purchases must be on one receipt. You will not be charged any interest on this promo purchase so long as it is paid in full within the 48-month timeframe. Your monthly payments will be equal to the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the nearest whole dollar. Like the previous offer, these payments may be higher than non-promo purchase payments. Regular account terms will apply to non-promo purchases, and a down payment equal to sales tax and delivery may be required at point of purchase. For new accounts, purchase APR is set at 29.99%. Existing cardholders should refer to their credit card agreement terms to fully understand the terms of the offer. This offer is also subject to change.

III. No interest when paid in full within promo period

As part of both offers, you will not be charged any interest on your promo balance if you pay it off in full before the promo period has ended. However, if you fail to do so, you will be charged interest on the remaining balance from the time of purchase. Please note that the required minimum monthly payments may or may not pay off the promo balance before the promo period ends, depending on the type of purchase and payment allocation. Regular account terms also apply to non-promo purchases, and upon the end of the promo period, to the remaining promo balance. As with previous sections, for new accounts, purchase APR is set at 29.99%, with a minimum interest charge of $2, and existing cardholders should refer to their credit card agreement terms.

IV. Lease-to-own or rental- or lease-purchase agreements

If you're looking for a more cost-effective way to own a mattress, consider leasing it from Mattress Firm through Progressive Leasing, LLC or affiliates. Although acquiring ownership by leasing costs more than the retailer's cash price, it may be a more suitable option for those who cannot afford to pay the full price upfront. Leasing is available on select items in participating locations, with the exception of MN, NJ, VT, WI, WY. Please be aware that not all applicants are approved, and Progressive Leasing will obtain information from credit bureaus.

V. Tempur-Pedic receives highest mattress satisfaction rating

If you're in the market for a new mattress, consider a Tempur-Pedic. According to the J.D Power 2021-2022 Mattress Satisfaction Reports, Tempur-Pedic received the highest score among mattresses purchased in-store and online. The report measures customer satisfaction with their mattress purchase experience, and Tempur-Pedic came out on top. So, if you want to be confident that your mattress purchase will lead to a satisfied night's sleep, consider a Tempur-Pedic.

Conclusion:

Now that you are aware of the amazing deals on offer at Mattress Firm, you're one step closer to sleeping soundly. With 0% APR for up to 4 years on minimum purchases, it's never been easier to afford a new mattress. Whether you want to buy outright with a Synchrony HOME credit card or lease through Progressive Leasing, LLC, the options are plentiful. We hope this article has been informative and will help you choose the best mattress option for you.